Community Banks Poised to Regain Mortgage Loan Market Share, According to a New White Paper from PCLender.com

Honolulu, HI - June 23, 2009 - PCLender.com, a leading provider of Web-based, enterprise mortgage software, released a new white paper titled "The Future of Mortgage Banking: Why the time is right for community and regional depository financial institutions to dominate market share, diversify capital resources, and improve process quality."

The white paper's central focus is the analysis of the advantages community banks have over non-depository mortgage lenders. The paper clearly identifies the key factors and processes that will enable them to increase market share, including:

• Additional capital from increased deposits,
• Superior accountability for servicing and originations,
• Familiarity with the rigors of regulation and compliance,
• Unprecedented availability of expertise through both seasoned mortgage professionals and specialized business process outsource providers,
• Access to third generation imaging tools to provide higher levels of efficiency and department collaboration, and
• Availability of affordable enterprise mortgage loan origination software and mortgage lending technology solutions that enables high-quality mortgage operations with less support and enhanced integrations than ever before.

"Community banks of all sizes can now draw on the cost effective abilities of SaaS to tap best-of-breed tools. This allows them to provide first-class service without an in-house technology staff," writes author Lionel Urban, president and co-founder of PCLender.com. "When community banks follow these steps they will be on the road to growing their market share of residential lending and solidifying their role as their customers primary financial institution."

The white paper is now available to download for free at:
http://www.pclender.com/whitepaper/the_future_of_mortgage_banking/download_page.php

About PCLender.com
PCLender.com is the industry's leading enterprise Web-based mortgage lending platform. The company's suite of SaaS applications, including its award-winning loan origination system, available at http://www.pclender.com/pclender.php, has revolutionized the ways that mortgage companies, banks and credit unions manage the complete life-cycle of the mortgage loan process, and ensure higher levels of compliance for closed loans. PCLender.com is dedicated to providing mortgage lenders with exceptional service, and a streamlined mortgage loan platform that maximizes lending efficiencies and increases profitability. For more information please visit http://www.pclender.com, or call 877-536-6886.