Industry research, white papers, case studies, support documents, and more to help you discover how PCLender can help maximize your mortgage lending efficiency.
The Future of Mortgage Banking
This white paper's central focus is the analysis of the advantages community banks have over non-depository mortgage lenders. The paper clearly identifies the key factors and processes that will enable community banks to increase market share, including: additional capital from increased deposits, superior accountability for servicing and originations, familiarity with the rigors of regulation and compliance, and others. Download the white paper and find out how your community bank can regain mortgage loan market share.
The Future of Mortgage Lending
This white paper discusses how credit unions can capitalize on the present opportunity and expand mortgage lending operations, offering practical recommendations regarding the integration of mortgage technology products and systems that provide increased operational efficiencies. Additionally, the white paper addresses key findings from the case studies of credit unions, Patrion Mortgage and Hawaii State Federal Credit Union, showing how they have grown their respective market share, and established themselves as leaders in the mortgage lending field.
Eliminating Complexity: Integrating Systems to build a successful Mortgage Operation
The typical mortgage lending technology infrastructure includes an unsynchronized assembly of technical solutions, business processes, and vendors/providers. The failure to create an integrated process and technology strategy can cause numerous failures resulting in increased errors, and increased costs. This white paper outlines the key mortgage lending technology solutions mortgage lenders should implement in order to automate and integrate the mortgage workflow and simply compliance.
End-to-End SaaS Processing and Compliance Spell Success for Academy Mortgage
This case study features Academy Mortgage, a retail mortgage banker, who in 2008 implemented the PCLender LOS platform. Since then, Academy Mortgage has grown from 25 offices to over 100 offices, a direct correlation attributed to PCLender's end-to-end functionality. The research illustrates key contributions to their success, including customizable automated workflow, imaging and investor delivery, complete compliance management, and enterprise level reports, including loan level reconciliation and integrated Crystal Reports.
Mortgage Lending Compliance Requirements Summary
Mortgage lending compliance rules and regulations are regularly updated and modified. It is difficult and cumbersome, yet extremely important, for all sizes and types of mortgage lenders to stay compliant, while avoiding potential regulatory compliance pitfalls that result in decreased profitability.
This resource matrix outlines all known compliance issues in the mortgage industry, the associated legislation and forms for each, and how the PCLender LOS mortgage lending software seamlessly integrates compliance support in every stage of the lending process. Even if you are not a PCLender customer, this is a very useful document to print and keep handy.
American Bankers Association
The American Bankers Association brings together banks of all sizes and charters into one association.
FannieMae Lender Resources
This site contains information and tools to help FannieMae customers transact business.
Federal Reserve Board-ARM's
This site explains how ARMs work and discusses some of the issues that borrowers may face.
FHA Mortgage Limits
This site allows lenders to look up the FHA mortgage limits for your area or several areas, and then list them by state, county, or Metropolitan Statistical Area.
Freddie Mac Lender Resources
This site provides mortgage lenders with resources for single-family loans, including forms and guides, mortgage products, training and education and more.
Ginnie Mae guarantees investors the timely payment of principal and interest on MBS backed by federally insured or guaranteed loans.
Home Mortgage Disclosure Act
This site provides lenders with information about the regulation and interpretation of the Home Mortgage Disclosure Act (HMDA)
HUD - Information for Lenders
In this section of the US Department of Housing and Urban Development website information is provided for mortgage lenders regarding mortgage origination, mortgage servicing, approvals and renewals, and other related information and resources.
Independent Community Bankers of American (ICAB)
Through ICBA educational courses, certification options and continuing education programs, community bankers are better able to serve their customers and stay profitable.
Mortgage Bankers Association
The Mortgage Bankers Association (MBA) is the national association representing the real estate finance industry.
Veterans Affairs (VA) Loan Guaranty Services
This section of the US Department of Veterans Affairs website explains VA loan guaranty services, mortgage options for veterans, and provides up-to-date VA news, resources and information.