Compliance Solutions

PCLender's InHouse Mortgage is designed to help lenders, especially financial institutions such as banks and credit unions, meet compliance requirements. Our fully hosted design enhances data protection, and a host of compliance features and functionalities make our company the leading mortgage lending technology partner for midsized institutions.

InHouse Mortgage compliance features include:

  • SAS 70 Type II infrastructure and support certification

  • Removal of customer data from all workstations and laptops

  • Integrated loan program guidelines and data, ensuring that loan programs are properly identified and disclosed

  • Print form disclosure library that supports loan product, mortgage insurance, FHA, VA, state, and federal disclosure requirements

  • Off-site backup for disaster recovery and business resumption

  • Advanced password management for third-party vendor systems

  • HMDA data tracking and final reporting

  • ECOA tracking and issue identification

  • High-cost lending validation through vendor tools

  • Data checks that can be placed to ensure proper data gathering before key activities are completed

  • State licensing tracking for lender, brokers, appraisers, and other vendors

  • Configurable-user security rights based on user's role and loan status

 

 
 
 
 

 

 

 

 



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